Before buying, confirm your deposit, speak to a broker, get pre-approval, check grants and stamp duty concessions, and shortlist suburbs. When inspecting, research recent sales, take notes, and ask about the roof, plumbing, leaks, and strata fees. Before offering, have a conveyancer ready, understand state rules, book inspections, confirm your walk-away price, arrange insurance, and prepare for settlement and final inspection.

Buying a property in Australia involves more than just the purchase price. Costs like stamp duty, bank fees, Lenders Mortgage Insurance, transfer fees, conveyancing, and inspections can add tens of thousands to your budget. For an $800,000 home in Victoria, extra costs may reach over $70,000. Planning ahead is key to avoiding financial surprises. Working with a buyer’s agent can also ease the process and help you make informed decisions.