Before buying, confirm your deposit, speak to a broker, get pre-approval, check grants and stamp duty concessions, and shortlist suburbs. When inspecting, research recent sales, take notes, and ask about the roof, plumbing, leaks, and strata fees. Before offering, have a conveyancer ready, understand state rules, book inspections, confirm your walk-away price, arrange insurance, and prepare for settlement and final inspection.

Skipping mortgage pre-approval before starting your house hunt can lead to wasted time, frustration, and disappointment.